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19 Jan 20262 min read

Issuance of Miscellaneous Regulation 2026

The Central Bank of the Republic of San Marino announces that on 15/01/2026 it issued Regulation No. 2026-01 "Miscellany of targeted interventions of revision to the current supervisory provisions", which will enter into force on 29/01/2026.

The measure, adopted as a result of the public consultation procedure, consists of 22 articles, intervening extensively in amending and supplementing 19 regulations/circulars, as well as on the entire supervisory regulations through final cross-cutting provisions, as better described in the table below:

n. Art. Amended Act Subject
1 Reg. 2016-02 Corporate and consolidated financial statements
2 Reg. 2016-01 Register of authorized parties
3 Reg. 2020-04 Payment services
4 Reg. 2024-02 Insurance distribution
5 Reg. 2014-01 Financial promotion and over-the-counter offerings
6 Reg. 2025-02 Independent financial advisors
7 Reg. 2007-07 Banking activities
8 Reg. 2011-03 Credit activities
9 Reg. 2009-04 Insurance company reporting
10 Reg. 2014-02 Anti-usury threshold rates
11 Reg. 2008-01 Insurance business
12 Reg. 2024-05 Investment services
13 Reg. 2021-02 Hardship procedures
14 Reg. 2015-01 Informational supervision
15 Circ. 2015-02 Risk Central
16 Reg. 2006-03 Collective investment services
17 Reg. 2016-01 Depositors' Guarantee Fund
18 Reg. 2015-02 National payment system
19 Reg. 2010-01 Professional trustees
20 /// Final Rules
21 /// Effective date
22 /// Consolidated texts

As a result of the consultation procedure, the measure was enriched with additional content having mainly the following purposes:
1. to make the structure of the Independent Financial Adviser Registry more consistent with the recently innovated structure of the Insurance and Reinsurance Intermediaries Registry, according to a prevalent client protection perspective;
2. to consolidate within Regulation No. 2024-05 some answers to questions received in the application of the rules on the valuation of financial instruments in the dealing portfolio;
3. Introduce within the new articles (17, 18 and 19) provisions respectively on:
        •   coordination of depositor protection regulation with banking regulation;
        •   opening of RIS to settlement accounts between non-bank PSPs;
      •  coordination of the professionalism regime of RUTs and deputy RUTs for registration purposes with that applied to supervised professions (DARs, financial promoters and consultants, etc.);
4. Removing the deadline for initiating the unilateral generalized variation referred to in Regulation No. 2025-03, provided that it is prior to the offering of the new payment services;
5. Set January 29 next as the effective date of the measure, in order to synchronize its changes introduced here with those arising from Regulation No. 2025-05 on corporate representatives, for the benefit of greater rationalization in the activity of updating consolidated texts.